Dallas Uninsured Motorcycle Accident Lawyer
If another motorist causes your motorcycle accident in Dallas, you can usually file a claim for compensation for your medical costs, lost wages, and more. However, if the driver who caused the accident does not have insurance, you’ll need help from a Dallas uninsured motorist accident lawyer.
An uninsured motorcyclist does not mean you’re out of options, but pursuing what you deserve will be more difficult. Our Dallas lawyers can help you build a strong case for the compensation you need. Plus, we do not charge you a fee unless we win for you.
To get started with a FREE consultation, call us at (214) 305-8277 or contact us online today.
Your Compensation Options After an Uninsured Motorcycle Accident
In Dallas, the at-fault motorist in an accident is responsible for the costs. Everyone, including motorcycle riders, must carry at least the state minimums for auto liability insurance:
- $30,000 for injuries per person
- $60,000 total coverage per accident
- $25,000 for property damage.
If a driver causes an accident, their insurance company should cover damages for the injured drivers.
When the motorcycle rider who caused your accident does not have insurance coverage, it can leave you feeling hopeless. Don’t give up, though. Talk to your lawyer about the following options and how they can help you pursue these options.
Uninsured/Underinsured Motorist Coverage
According to the Texas Department of Insurance (TDI), uninsured/underinsured motorist (UM/UIM) coverage pays for your damages if an uninsured driver hits you.
UM/UIM coverage also helps if the at-fault motorist does not have enough insurance to cover all damages. If you don’t want this coverage, you will need to tell your insurance company in writing. Although UM/UIM coverage is optional, each insurance company is required to offer it.
Personal Injury Protection Coverage
Personal injury protection (PIP) coverage pays medical costs and other non-medical losses, such as lost wages, for you and your passengers. If an uninsured motorcyclist causes your accident, PIP coverage might help cover costs that the motorcyclist’s insurance should have covered.
All insurance companies in Texas provide PIP coverage unless you tell the insurer in writing that you don’t want it.
Personal Injury Lawsuit
If your insurance does not fully cover your costs, you might be able to sue the uninsured motorcyclist for your remaining damages. However, an uninsured motorist typically won’t have many assets to draw upon if you sue. Still, it’s a good idea to discuss the option with your Dallas uninsured motorcycle accident lawyer just in case.
What to Do After an Uninsured Motorcycle Accident
According to Texas Transportation Code Section 550.021, after an accident that causes injuries or death, you should do the following.
- Stop your vehicle at the accident scene.
- If your car didn’t stop at the scene, return to the scene.
- Determine whether those involved in the accident need aid.
- Provide reasonable assistance to anyone injured in the accident.
- Exchange names, addresses, vehicle registration numbers, and insurance company information with the other motorist.
Here are some other actions to complete to help compile information and build your case.
Call the Police
If the accident caused injuries, death, or at least $1,000 in property damage, call the police to report the accident.
An uninsured motorcyclist might try to avoid calling authorities because they know they’ll face penalties for being uninsured. However, you should report the accident anyway. If you don’t report the crash, there will be no official record of it happening, which can hurt your compensation chances.
Use your phone or a camera to take pictures of your injuries, your vehicle damage, and the entire accident scene. If you’re worried the uninsured motorist might flee the scene, take photos of their person, vehicle, and vehicle’s license plate.
Picture evidence helps preserve the scene even if the uninsured motorcyclist leaves the scene or tries to deny what happened. Pictures can also help show your Dallas uninsured motorcycle accident lawyer what occurred.
Get Medical Attention
If you have severe or life-threatening injuries, get medical attention right away at the scene. Otherwise, see a doctor as soon as possible afterward.
Motorcycle riders tend to suffer severe injuries in an accident, even if the motorcyclist was at fault. If your injuries are not too severe but the motorcyclist needs medical attention, call for aid.
Keep Track of Damages
After documenting the scene, keep track of all evidence of your costs and losses from the accident, such as:
- Medical records
- Medical bills
- Recent pay stubs
It’s best to maintain a folder where you can keep all documents showing your damages. You’ll need to include this evidence in your insurance claim.
Contact an Experienced Lawyer
Even if the motorcycle rider does not have insurance, you will need legal support to seek compensation for damages. The motorcyclist might try to blame you for some of the accident or deny responsibility completely.
If the rider has some insurance but not enough, you’ll still need to deal with their insurance company. Unfortunately, insurance companies do not like to pay much on injury claims, and they will look for ways to undervalue your case. Your Dallas uninsured motorcycle accident lawyer can handle the insurer for you and protect your rights.
Thankfully, most motorcycle accident lawyers work on contingency, which means:
- The consultation is free
- There is no fee unless your lawyer wins you money
- The lawyer’s fee is taken as a percentage of what you win, only if you win
You can begin working with your lawyer right away and not worry about any upfront or out-of-pocket costs. The free consultation will give you an idea of your legal options, what type of compensation you deserve, and how the lawyer works.
Get a Free Consultation with a Dallas Uninsured Motorcycle Accident Lawyer Today
Our Dallas lawyers are dedicated to getting you the fullest compensation possible — even if an uninsured motorcycle rider hit you. We can let you know your options and match you with the best lawyer for your case during a FREE consultation.
To get started with your FREE consultation, call us at (214) 305-8277 or contact us online today.