Mansfield Uninsured Motorcycle Accident Lawyer
Many drivers worry they will not receive compensation if they are hit by an uninsured motorcyclist in Mansfield, Texas. However, the truth is that you can take steps to get compensation even if you got hit by a driver without insurance.
A Mansfield uninsured motorcycle accident lawyer can walk you through the steps to receive compensation. Your attorney could help you file a claim with your own insurance company. A motorcycle accident lawyer could also help you take your claim to court.
Find out more by calling (214) 305-8277 to speak with our team.
Facts About Uninsured Drivers in Texas
Legally, drivers are supposed to have vehicle insurance before they drive. This applies to all drivers in Texas, including drivers who operate motorcycles, instead of other vehicles like cars or trucks. Drivers are legally required to carry coverage for bodily injury and property damage.
Unfortunately, some drivers will disregard this law and drive without insurance. The Insurance Information Institute (III) has tracked the number of uninsured drivers in our state. According to the III, around 14% of drivers were without insurance in the year 2015.
You should contact the police if you were hit by an uninsured motorcycle rider. As we mentioned, driving without insurance is against the law. This means that the driver who struck you could face criminal charges.
Some motorcyclists will try to get you to leave an accident unreported. They may offer to pay for your vehicle repairs and medical bills out of pocket. However, if you don’t report the accident:
- There is no official proof the accident occurred AND
- The driver can simply decide not to cover your losses
Keep these facts in mind after an accident involving an uninsured motorcycle rider. Contact the police and allow them to file an official report about your collision. This can help show your insurance company that the accident occurred.
Uninsured Motorcycle Accidents and Your Insurance in Mansfield
The insurance company of the driver responsible for an accident will cover your losses in the majority of cases in Mansfield. However, you cannot seek compensation in this way after a collision involving an uninsured driver. They have no insurance company to provide you with compensation.
Fortunately, drivers in your position can often get compensation from their own insurance company. Insurance companies in Texas are required to provide uninsured/underinsured driver insurance. If you have this kind of insurance, you can seek compensation for your:
- Medical expenses
- Lost wages
- Pain and suffering
- Vehicle repairs
However, you have the right to decline this kind of insurance when you set up your insurance policy. If you decline uninsured/underinsured driver insurance, you may not get as much compensation after a collision. Find out more by calling us at (214) 305-8277. Our Mansfield uninsured motorcycle accident lawyers are here to help.
Filing a Claim with Your Insurance Company in Mansfield
Our team understands how to file an uninsured/underinsured insurance claim for you. We are familiar with the expectations of insurance agents from major companies that operate in our state. We know that we need to show that your losses were caused by the accident to bring you compensation.
You can help with the process of showing that an accident caused your injuries. For example, you can seek medical care right away after your accident. This helps to show that the collision led directly to your losses for:
- Emergency medical care
- Medical tests and procedures
- Rehabilitation and physical therapy
Note that insurance agents can sometimes claim your injuries were caused by other events. We are here to support your side of the story. We’ll work to gather evidence and documentation to show that the motorcycle collision led to all of your losses.
Fault for Uninsured Motorcycle Accidents in Mansfield
Note that it’s often important to determine the cause of an uninsured motorcycle accident in Mansfield. Driving without insurance is a crime, but it does not cause accidents directly. We’ll focus on the event that led to your accident. Many of these collisions are caused by motorcycle riders who behave in a reckless way. They may:
- Race other vehicles
- Drive on the shoulder or between lanes
- Do tricks such as “wheelies”
These dangerous behaviors frequently lead to collisions with other vehicles. We’ll speak with witnesses who saw the accident to determine what caused it. We can also review the report filed by the police officer. Our team even works with accident reconstruction specialists in some situations. This allows us to develop a firm understanding of what caused your collision.
Other Options to Handle an Uninsured Motorcycle Accident Claim
As we mentioned, most drivers seek compensation from their own insurance company after a collision with an uninsured driver. However, uninsured/underinsured driver coverage may not cover all of your losses. It is also possible that you do not have uninsured/underinsured driver coverage on your policy.
In these situations, you still have options to seek compensation for your losses. Primarily, you can choose to bring a lawsuit against the motorcycle rider who hit you.
You will have up to two years to seek compensation through the court system in Mansfield. After two years, the statute of limitations on your case will expire. This statute expires more quickly in some cases, as well. Our team can get to work on a legal claim for you right away.
We understand the court system in Mansfield. However, you should be aware that there are potential drawbacks to going to court after an uninsured motorcycle accident in Mansfield.
For one thing, many drivers in Texas that do not carry insurance do so for financial reasons. Insurance is often expensive to pay for. Some drivers simply cannot afford an insurance policy. It is unlikely these drivers will have the funds to cover your losses, even if you take them to court.
Additionally, going to court can lead to high fees. It may also take longer to get compensation through the court system.
Get Help from a Mansfield Uninsured Motorcycle Accident Lawyer
Get legal help after an accident involving an uninsured motorcyclist in Mansfield. Our team will focus on your unique needs after a collision. We’ll take steps to bring you compensation. Find out more with a free consultation. Work with an uninsured motorcycle accident lawyer in Mansfield now.
Reach us by calling (214) 305-8277 or filling out our online contact form.