Irving Uninsured Motorcycle Accident Lawyer
In Texas, motorcyclists need to be insured. Riders must have motorcycle coverage that includes a $30,000 minimum liability for personal injury, $60,000 for accidents, and $25,000 for property damage.
What happens when there’s an accident and the motorcyclist doesn’t have insurance? Don’t panic. Whether you’re driving a car or riding a motorcycle, you have options. If you’re the one without insurance, you may still have legal options.
Consultations are free, so why wait? Schedule an appointment now to speak to an Irving motorcycle accident lawyer.
Uninsured Motorcyclists Still Have Rights
There’s a reason most states require drivers to carry insurance. Insurance protects everyone. If you’re ever liable for an accident, your insurance policy will cover the damage.
Similarly, insurance will help you if you’re an accident victim. If you’re involved in a motorcycle accident, you may face severe injuries and expensive medical bills.
Also, you may lose wages or get fired from your job while you’re healing. In severe cases, injuries can prevent you from returning to work and leading a normal life. An insurance payout can help you recover.
But what if you don’t have insurance? Motorcyclists may lack insurance for several reasons. First, their motorcycle may be a second vehicle. Some riders only use their motorcycle for occasional recreation. They may believe they don’t need motorcycle insurance since they don’t ride their motorcycle as often as their car.
Second, a new motorcyclist may not know the laws. If you’ve just purchased your first motorcycle, you may falsely believe that your auto policy covers your bike.
Other new motorcyclists know they need insurance but don’t purchase it right away. They may get into an accident while they’re still shopping for a policy.
Getting into an accident when you don’t have insurance may sound like a nightmare. If this happens to you, try not to stress out. Remember that you still have rights even if you’re uninsured.
Uninsured Motorcycle Accident Liability
If you’re involved in a motorcycle accident and don’t have insurance, liability is key. If you can prove that the other party is liable, their insurance company will still be responsible for your damages. It won’t matter if you are uninsured when the other driver is at fault.
To prove liability, do your best to document the accident scene. Take lots of photos and videos. Focus on damage to vehicles as well as nearby property. Are there any broken rails? Are there skid marks in the street? Be sure to note these details. This evidence can help prove fault.
If there are any witnesses to the accident, ask for their contact information. They may be willing to testify later on your behalf. Additionally, remember to record your own testimony. Do this as soon as you can. You want the accident details to be fresh.
To the best of your ability, describe how the accident happened. Where was your vehicle in relation to the other driver? How fast were you driving? How fast were they driving? What did the impact feel like?
By answering these questions, you can help your lawyer understand the accident. Remember to be detailed. However, avoid using any language that may inadvertently place you at fault. Don’t accept the blame if you’re not sure what happened. Be honest and say that you don’t recall.
You may also wish to make a note of the weather, road conditions, and traffic. These factors may help determine liability.
Motorcycle Accident Injuries
In Texas, driving without insurance is punishable by fines, impounding, or other consequences. Because of these punishments, uninsured motorcyclists may worry about pursuing legal action. They may be afraid they will be penalized.
However, even if you’re fined, it’s a small price to pay for a potentially large settlement. Being uninsured doesn’t disqualify you from receiving payments for damages. Injury and fatality statistics indicate that motorcyclists are at risk for more severe consequences in a crash. After a motorcycle accident, you may need compensation for injuries.
Often, motorcycle accidents come with expensive medical bills. That’s because accident victims may suffer extreme injuries, including but not limited to:
- Head injury — Head injuries are common after a motorcycle accident. Riders may experience concussions, skull fractures, cuts, and traumatic brain injuries. If the rider isn’t wearing a helmet, these injuries may be life-altering. Neurological impairment and paralysis are common.
- Broken bones — Motorcycle accidents frequently result in broken bones, which may require surgery and physical therapy. In severe cases, victims may experience long-term mobility issues.
- Neck and spinal cord injuries — Whiplash, disc injury, and other spinal issues may occur. These injuries can lead to paralysis.
- Internal injuries — Motorcycle accident victims may suffer internal injuries, including organ damage and internal bleeding. These injuries often require multiple surgeries.
- Amputations — In extreme accidents, motorcyclists may lose an entire limb. Their arms or legs may be lost during the accident. In other cases, doctors may need to amputate in the hospital. Amputations are lifelong issues that require rehabilitation and expensive prosthetics.
Due to these injuries, you may be temporarily or permanently disabled. An accident settlement can help you adjust. Many motorcycle accident victims also experience PTSD or other psychological issues. The money from a settlement can help pay for treatment.
Even if you face legal consequences for driving without insurance, the compensation will be worth it. Don’t miss out on a potential settlement just because you didn’t have insurance.
Irving Motorcycle Accident Lawyers Can Help
Even if you aren’t insured, you should still fight for your rights in a motorcycle accident. Our lawyers can help. Call (214) 305-8277 now for a free consultation. We’ll gather the details of your case, then advise you on your next steps.
With assistance from one of our uninsured motorcycle accident lawyers, you can pursue compensation. There’s no obligation and nothing to lose. Remember, if we don’t win your case, we won’t charge for our services. Contact our law offices today.