Lancaster Uninsured Motorcycle Accident Lawyer
Allow us to help you build a claim if you were struck by an uninsured motorcycle driver in Lancaster. We can step in to help you seek compensation from your own insurance company. You also have the opportunity to file a lawsuit against the driver who hit you in some cases.
Find out more about your options with a Lancaster uninsured motorcycle accident lawyer. A lawyer can focus on helping you get compensation for your medical expenses and other losses. Call us right now at (469) 998-4069 to get the help you want.
Always Report an Uninsured Motorcycle Accident in Lancaster
It’s important to take the right steps if you were hit by a motorcyclist who does not carry insurance here in Lancaster. First of all, you should contact the police to report your accident. We know that the motorcyclist may try to convince you not to report the collision.
Sometimes, drivers without insurance will even promise to cover your losses if you do not report the accident. This is because it is a crime to drive without insurance in Texas. Reporting the accident means they can face fines and other penalties.
However, if you do not report the accident you can have a harder time getting compensation. There will be limited proof that the accident occurred if you do not report it. This could allow your insurance company to deny you compensation.
You have no assurance that a motorcyclist will cover your losses if you do not report the collision. Therefore, it’s important to call the police and tell them what happened.
Consider Filing an Insurance Claim After an Uninsured Motorcycle Accident
You can still file an insurance claim if you are hit by an uninsured driver in Texas. You would need to file this claim with your insurance company. Generally, you can only file this claim if you carry uninsured/underinsured motorist coverage.
According to the Texas Department of Insurance (TDI), insurance companies in Texas are required to automatically offer this kind of insurance. However, you do have the right to decline uninsured/underinsured coverage. If you decline this coverage, you cannot use it to seek compensation after an accident.
Drivers with uninsured/underinsured insurance can file a claim to receive damages for their:
- Healthcare expenses
- Vehicle repairs
- Wages lost at work
However, you should know that most automatic uninsured/underinsured motorist policies are fairly small. You may only have a few thousand dollars in coverage. You can request more coverage before an accident. Find out more with a Lancaster uninsured motorcycle accident lawyer. Just call us right away at (469) 998-4069.
Fault for Uninsured Motorcycle Accidents in Lancaster
Driving without insurance does not automatically mean a driver is at-fault for an accident. In fact, the motorcyclist could try to claim that you caused the collision. Uninsured drivers are allowed to seek compensation if they are struck by another driver.
Therefore, it’s important to establish that the motorcyclist caused the collision. We’ll review the causes of your accident, starting right now. We know that many motorcycle accidents in Lancaster occur because drivers are:
- Try to race or exceed the speed limit
- Decide to try to squeeze by other vehicles
- Take turns too quickly or without warning
- Run red lights or stop signs
Our team can assess the cases of your collision by speaking to witnesses. We can also request a copy of your police report. In some situations, we’ll even work with accident reconstruction specialists. Taking these steps can allow us to show that someone else caused your accident.
Lawsuits and Uninsured Motorcycle Accidents in Lancaster
As we mentioned, you can file a claim with your own insurance company after a collision with an uninsured motorist. You can also decide to sue the motorcycle rider who struck you to court. In this situation, we could help you file a lawsuit.
However, there are a number of factors to consider in this situation. For example, you may want to focus on the financial situation of the motorcyclist who hit you. If they do not have the funds to pay for insurance, they may be unable to cover your losses. Consider your situation right now.
Contact a Lancaster Uninsured Motorcycle Accident Lawyer
Allow us to help you secure compensation if you were hit by an uninsured motorcyclist. We’ll focus on your options, like filing a claim with your own insurance company. Discuss the specifics of your claim with an uninsured motorcycle accident lawyer in Lancaster. Just contact us to get a free consultation today.
We’ll go over your case after you call (469) 998-4069. You can also fill out our online contact form.
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