Frisco Uninsured Motorcycle Accident Lawyer
The state of Texas requires all drivers to carry insurance before they operate their vehicles. This includes motorcycle drivers. Unfortunately, not all motorcyclists adhere to this regulation. They can drive on the roads while uninsured, which can have serious repercussions if they cause an accident.
However, you can still get compensation if you are struck by an uninsured motorcyclist in some cases. Find out how by contacting a Frisco uninsured motorcycle accident lawyer. Begin working to get full damages by calling us at (214) 305-8277.
Get the Facts About Auto Insurance Coverage in Frisco
As we mentioned, drivers in Frisco are expected to carry automobile insurance. This insurance is used to cover the costs of medical expenses and vehicle repairs after a collision. In general, the insurance of the driver at-fault for the accident covers the losses associated with the wreck.
It can be far more difficult to get compensation if the person who caused your accident did not have insurance. Fortunately, there are still steps you can take to get compensation in many cases. For example, many drivers in Frisco carry uninsured/underinsured motorist insurance. The Texas Department of Insurance (TDI) provides information about this insurance.
This kind of insurance is specifically designed to kick in if you are hit by an uninsured driver. Insurance companies automatically provide this kind of coverage. However, drivers have the option to opt-out of uninsured/underinsured policies. If you opted out, you may not seek compensation through your insurance company.
Types of Coverage Offered by Uninsured/Underinsured Insurance
Uninsured/underinsured policies in Frisco can kick in if you were hit by an uninsured motorcycle rider. This kind of insurance can help you get compensation for your:
- Medical expenses
- Vehicle damage
- Lost wages
However, you should know that uninsured/underinsured insurance is often offered in relatively low amounts. A basic policy may only offer you $5,000 in coverage. You can request more coverage, but you must take this step before your accident for the policy to apply.
Additionally, you should know that your health insurance can cover a portion of your losses. Specifically, health insurance can help with any medical expenses you face after a collision. This includes your:
- Emergency medical care
- Medical assessments and procedures
- Recovery time in the hospital
- Rehabilitation and physical therapy
Our Frisco uninsured motorcycle accident lawyers can help you understand all of your legal options. We’re ready to help you file a claim with your insurance company after a collision. Learn more by calling us at (214) 305-8277.
Fault and Uninsured Motorcycle Accidents in Frisco
It’s important to determine who caused a motorcycle accident, even if the other driver does not have insurance. A motorcycle accident lawyer in Frisco can investigate your collision to assess its causes. We’re ready to show that a motorcyclist caused the collision by:
- Speaking with eyewitnesses
- Reviewing your police report
- Visiting the scene of the accident
- Working with an accident reconstruction team
Taking these steps can help show that a motorcyclist caused the collision. Note that uninsured motorcyclists sometimes try to convince you not to report an accident. They can even offer to cover your losses out-of-pocket.
It’s generally recommended that you do not accept one of these offers after a collision. The motorcyclist can choose not to keep their word. This could leave you with quickly rising expenses for your healthcare and vehicle repairs.
Your Other Options After an Uninsured Motorcycle Accident
Reporting your accident to the police in Frisco helps to show that it actually occurred. This makes it easier for you to file a claim with your insurance company after a collision. However, you do not always have to seek compensation from your insurance company.
You can also choose to file a lawsuit against the motorcyclist who struck you. This lets you go to court. Make sure that you understand that the motorcyclist may not have the funds to cover your losses. Many drivers do not carry insurance because they cannot afford the premiums.
We’re here to review the best way for you to get compensation after a motorcycle accident in Frisco. Regardless of your decision, make sure you move quickly to get help. You only have a limited amount of time to seek compensation following a wreck.
Talk to a Frisco Uninsured Motorcycle Accident Lawyer Today
Contact us if you were hit by an uninsured motorcyclist in Frisco. We’re standing by to handle all of your legal needs. Just reach out to a Frisco uninsured motorcycle accident lawyer to get help on your side. We’re ready to discuss the basics of your claim now with a free consultation.
Reach us by calling (214) 305-8277. We also have an online contact form you can fill out.