Frisco Ridesharing Accident Lawyer
Car accident cases in Frisco are already stressful and complicated enough. When you’re involved in an accident with a ridesharing vehicle, such as a Lyft or Uber, the legal details are even more complex. You may struggle to get the compensation you deserve for your injuries—unless you work with an experienced Frisco ridesharing accident lawyer.
Our ridesharing accident lawyers know what it takes to win these types of cases. We are well-versed in the legal world of ridesharing services and how their insurance companies handle accident claims. Let’s discuss the details of your accident and we can help—starting with a FREE consultation. Call (214) 305-8277 to schedule your FREE consultation today.
What to Know About Ridesharing Accidents and Insurance in Frisco
When you are involved in a Frisco car accident with another driver operating their personal vehicle, the insurance details are more straightforward. If the other driver was at fault, you can seek compensation from the driver’s auto insurance company by filing a personal injury claim. On the other hand, when someone driving a Lyft, Uber, or some other ridesharing vehicle causes your accident, the details are more muddled.
How a ridesharing company handles an accident will depend on the details of that accident. Here is how Uber operates when it comes to accidents and insurance claims.
Insurance Coverage Off the Clock
If a driver is operating their vehicle for personal reasons (and not picking up any passengers through the ridesharing services), the driver’s own insurance policy coverage applies.
Insurance Coverage In Between Passengers
When a driver is “on the clock” to pick up a passenger but has not yet been matched with one to pick up, the driver’s personal auto insurance applies plus Uber’s liability coverage of $50,000 per injury, up to $100,000 total, and up to $25,000 for property damage.
The Uber coverage only applies if the driver’s own policy does not cover everything and the driver requests the liability coverage.
Insurance Coverage with an Uber Passenger in the Car
If the driver is currently transporting a customer while “on the clock” or traveling to pick up a passenger and they get into an accident, Uber’s liability insurance applies. This is a one million dollar policy that covers both the Uber driver and their passenger.
Most ridesharing companies are huge and are carrying large insurance policies—and you can bet that they will work hard to protect their money.
If you get into any type of ridesharing accident, it’s best to contact a car accident lawyer who is experienced in these types of accidents. They can make sure you don’t get taken advantage of and that you are pursuing a settlement that is actually fair to you.
Damages You Can Claim in a Frisco Ridesharing Accident
A personal injury claim in Frisco should “make you whole” by covering the damages you suffered from the accident. If you were not at fault for your accident, you should not have to pay for damages you did not cause.
When a lawyer begins working on your case, they will consider all of the ways in which you have lost money or experienced other damages as a result of the accident. Those damages may include the following.
There are two main types of damages you can claim in car accident claims: economic damages and non-economic damages.
Economic damages are those that can be demonstrated through dollar amounts. They refer to direct financial losses you have incurred as a result of the accident. Economic damages include:
- Medical bills
- Prescription medications
- Lost wages and
- Property damage
While these damages are fairly straightforward, it usually takes the expertise of a car accident lawyer to accurately calculate all of your economic damages. You’ll also want to keep track of all bills, receipts, and other evidence of your costs from the accident to include in your case.
Unlike economic damages, non-economic damages cannot be demonstrated directly. Non-economic damages account for things like:
- Mental anguish
- Pain and suffering
- Loss of enjoyment of life
- Loss of companionship and
- Scarring or disfigurement
There is no one formula for non-economic damages, so you’ll need help from a lawyer to determine what these damages are worth in your case. Texas does not have a set limit for non-economic damages in ridesharing accident cases, but you will need to provide strong evidence to support your claim.
How to Build a Strong Claim After a Ridesharing Accident
After a ridesharing accident in Frisco, a lawyer can help determine your damages and show how the rideshare driver was at fault. They may collect evidence like pictures from the scene, phone or app records, the rideshare company’s contracts, eyewitness statements, and more. How exactly your case is built will depend on the details.
In Texas, the statute of limitations for personal injury claims is two years from the date of the accident, so your lawyer will likely begin working on your case right away. They will work to negotiate with the insurance company for a fair settlement. If you end up needing to file a lawsuit, your lawyer will work towards pretrial negotiations and prepare your case for trial.
Companies like Uber and Lyft are huge, and they are not interested in paying you much on your claim. This same goes for claims made directly with the driver’s insurance company. To get a legal professional on your side, contact a Frisco ridesharing accident lawyer as soon as you can and schedule a consultation to discuss the details.
Get a Free Consultation with a Frisco Ridesharing Accident Lawyer Today
Our car accident lawyers know how hard the aftermath of an accident can be. Let us handle the legal side of things so you can focus on healing. Call us today at (214) 305-8277 and we’ll get you started with a FREE, no-obligation consultation.
There is no fee unless we win you money, so there’s no risk in contacting or working with us. Get your FREE consultation today by calling (214) 305-8277.