Progressive Car Insurance Claims Injury Lawyer in Dallas, TX
Life after a car accident is stressful and full of new changes. Legal processes can be confusing, recovery from significant injuries can be arduous, your schedule can change dramatically, and finances can suffer a blow due to your inability to work. On top of all that stress, injured people have to talk to car insurance companies like Progressive, who often seek to reduce the amount of compensation they have to pay.
For help during this trying time, it is best to get in touch with the Progressive car insurance claims injury attorneys at our firm, a Dallas Car Accident law firm. We can help with depositions and inform you of the pitfalls to look out for when conversing with insurance providers. We also help clients file claims in court, handle pretrial negotiations to ensure compensation, and protect your right to justice.
Speaking to Progressive Insurance Representatives
After a car accident, it is important to notify law enforcement, medical care providers, your lawyer, and eventually the insurance companies of all involved drivers. Progressive agents preferred to be contacted as soon as possible about the details of your accident and claim, but it is often better for you to get in touch with skilled attorneys first. You can contact the insurance company by calling 1-800-PROGRESSIVE or by visiting their website. Before you speak with a representative of an insurance company, remember the following things.
I Should Not Admit Fault
Never tell the Progressive agent that you are responsible for the accident. You can answer their questions with “yes” or “no” and give a brief statement about the incident, but fault is a legal term that is decided by a court. An admission of fault may be used later on in your claim to reduce the amount of compensation you are owed or to avoid paying you compensation altogether.
Tell the Truth
Never lie to a Progressive insurance agent, as this can be used later in the claim to call your interpretation of events into question. If there is a question that you feel uncomfortable answering, you can refrain from giving an answer until seeking legal counsel.
Why Fault is Important in My Car Accident Claim
The reason that you should be careful and vigilant about what you say to insurance companies is that everything you say can be used to argue for your fault in the claim. This, due to the system of proportionate responsibility found in Texas Civil Practice and Remedies Code §33.012. The way that proportionate responsibility works can be split into two implications.
My Ability to Recover Compensation
As common sense would dictate, a person who is the primary cause of an accident and subsequent injuries should not be able to recover compensation from someone who is barely at-fault. Texas allows you to recover compensation as long as the court finds you no more than 50% at fault for an accident.
Reductions to My Compensation
The second part of proportionate responsibility is that your percentage of blame for a car wreck is used to reduce your total compensation. In other words, if you are assigned 25% of the blame for your accident, your overall compensation will be reduced by 25% as well.
Getting Information About My Accident
The collection of evidence is one good way to ensure that you are not taken advantage of by companies like Progressive, Geico, and other insurance moguls. At the scene of your accident, try to collect as much information and evidence as possible, such as:
- All insurance and contact information from the drivers involved
- Eyewitness contact information
- Photos of the accident scene
- Locations of any nearby surveillance or traffic cameras
Other kinds of evidence can be obtained in the days following your collision, such as the police report of the accident and your medical records showing the extent of the harms you suffered.
Dallas Car Accident Lawyers Has the Experience I Need
When handling discussions with any representative of an insurance company or opposing drivers, it is best to consult with attorneys who have handled these kinds of claims before. At our firm, a Dallas car accident law firm, , our Progressive car insurance claims injury attorneys have dealt with agents from Progressive as well as:
- State Farm
We understand the motives and techniques of these companies and can protect your right to significant compensation for the suffering you have endured.
Speaking With our firm, a Dallas car accident law firm, For Help With My Claim
If you have significant injuries from a car wreck and need help navigating the claims process, talk to our Progressive car insurance claims injury lawyers today. We offer you a FREE consultation to discuss your case and do not collect a fee unless we win you the compensation you deserve.