Allstate Dallas Car Accident Claims Injury Lawyer In Dallas
Allstate car insurance is a very popular insurance company for drivers across the United States. Though they refer to their clients as “being in good hands,” the fact of the matter is that an insurance agent is never truly on your side. They work for the insurance company, which always seeks to pay as little as possible in the event of a car accident. Unfortunately, this means that many people injured in crashes may end up receiving less compensation than they deserve.
At our firm, a Dallas car accident law firm, our skilled attorneys have worked with a wide variety of insurance companies and agents, including Allstate and other popular brands like Liberty Mutual. If you are injured in a car crash in which you or the other driver has Allstate insurance, get in touch with us today so that we can help you get the compensation you need to move on with your life.
Dealing with My Accident at the Scene
Though you will speak with an Allstate agent much later, your claim really starts in the moments immediately after your accident. Of course, the first steps that you should take are, to move your vehicle safely off the road and ensure that proper medical care is on the way, there are other steps you should take that can help bolster your claim in the long run.
Evidence I Should Collect
A multitude of evidence exists at the scene of an accident that can help prove your claim and put the blame on the opposing driver. Since most people nowadays have a cell phone, make sure that you take pictures of the scene if you are able, including images of the damage done to your vehicle and images of any injuries you suffer. Next, make sure to collect the following kinds of information if you can do so:
- Insurance policy numbers and driver’s license information from all other drivers
- Eyewitness contact information
- The locations of any traffic or surveillance cameras that may have captured the events
Also, speak with the police officer about their crash report so that you can access it later when you need it.
Things I Should Say
When talking to an Allstate agent, no matter how friendly they seem, remember that their ultimate goal is to have their company pay as little as possible for the harms you have suffered. Even if you are the person who has Allstate rather than the opposing driver, the company will not want to pay your coverage if they can avoid it. With that in mind, remember these tips:
- Never lie to an Allstate car insurance agent.
- Say as little as possible.
- Do not apologize or admit fault for the accident.
- If uncomfortable at any point, tell them you need to speak with your lawyer.
I Should Not Accept Blame for an Accident
In Texas, the amount of compensation available to an injured person can be affected by the share of fault or blame they have for the accident in which they were injured. By admitting fault to an Allstate agent, you give them a statement on the record that you were responsible for the accident and therefore are not entitled to pursue compensation. The same is true of an insurance agent, whether they work for Allstate or USAA or any other company.
When I Can Sue for Damages
The system of proportionate responsibility used by Texas courts means that you may sue for compensation as long as you are not held to be more than 50% responsible for your injuries. Even just a short statement accepting blame can be enough to move your amount of fault over the 50% line, so you should never say that you caused the accident.
When I am Partially Responsible for the Accident
Though you still should not admit any fault when speaking with an insurance adjuster or agent, there are situations in which you can sue for compensation even when you share some of the blame for an accident. Whatever percentage of fault you are apportioned by the court, that same percentage will be deducted from your total available compensation. So, if you were 25% to blame for an accident with $10,000 in damages, you would be able to recover $7,500 at most.
Get an Allstate Dallas Car Accident Injury Claim Lawyer Today
Understanding the ins and outs of personal injury and insurance law is vital to pursuing the compensation you deserve. Since most laypeople lack experience in such matters, it is best to speak with a skilled Allstate car crash injury attorney in Dallas who can help you deal with insurance agents and navigate the court system if necessary.
Speak with a compassionate attorney today by calling our firm, a Dallas car accident law firm, at
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