Insurance Panda Car Insurance Claims Injury Lawyer In Dallas
The reputation of Insurance Panda is that the company is “black-and-white” when it comes to its handling of claims, but there is never anything truly straightforward about the insurance claims process for injured people. When a car accident results in a serious injury, those affected by the wreck can struggle to deal with the fallout, including long rehabilitation periods, a total restructuring of their day-to-day lives, family financial tension, and more. Trying to deal with insurance agents from Insurance Panda or other large insurance institutions can be frustrating and a major hassle on top of these difficulties, especially because insurance agents are tasked with paying as little as possible to protect their business.
Luckily, help is available. our firm, a Dallas car accident law firm, employs highly skilled Insurance Panda car insurance claims injury attorneys who have the necessary experience to secure favorable outcomes for our clients. We have worked with a wide variety of insurance companies and know how to maneuver at the negotiating table to protect your interests. In the past, our attorneys have represented clients with a wide range of injuries, including life-altering ones such as:
- Traumatic Brain Injuries (TBIs)
- Broken bones
- Loss of limb
- Spinal cord injuries
If you are injured in a Dallas car crash with an opposing driver who has Insurance Panda, get in touch with us today to start working toward a significant compensation package.
When Speaking with Insurance Panda Agents
The men and women who work for Insurance Panda and other insurance providers are normal people. They can be incredibly friendly and personable. However, even the most well-intentioned insurance agents ultimately have goals that are directly opposed to yours. As employees of the insurance company, they are tasked with playing down the severity of your damages and making sure that Insurance Panda has to pay as little as possible. It is best to consult with experienced insurance claims injury lawyers before speaking with these agents, but if you do find yourself on the phone with one of them, remember the following tips to safeguard your interests.
I Should Not Admit Fault
One of the most important factors of an injury claim is fault. The individual responsible for your accident is the person whose insurance will need to pay for your damages in most cases. By apologizing or otherwise agreeing with the insurance agent that you share some blame, you may lower the amount of money you can receive as compensation. In Texas, a system of proportionate responsibility is used to make compensation packages fair. If a percentage of blame or fault is attributed to you, that same percentage will be subtracted from your overall compensation. It is vital that you NEVER admit fault for the accident.
I Should Not Lie
Telling the truth is another important aspect of your conversation with an Insurance Panda claims agent. By lying about any specific detail, you risk losing credibility for your entire claim and jeopardize your ability to recover your rightful compensation. If you are unsure about a question posed by the insurance agent, simply say that you do not wish to speak about that topic until you consult with your attorney.
I Should Not Say Too Much
Try to limit your answers and keep them as short as possible. These conversations often are recorded, and anything you say can be used as evidence against you in the future. Simple “yes” and “no” are the best responses to agents’ questions, though some may require more detailed answers. Again, it is always better to get help from a skilled Insurance Panda car insurance claims injury lawyer before talking to such agents.
Important Aspects of My Insurance Claim
A Dallas insurance claims attorney can help you sort out the claims process and even bring litigation against the insurance company if necessary. Though the legal system is complex and full of regulations and procedural rules, there are a few key factors that can influence your insurance claim.
First, injury claims fall under the two-year statute of limitations period. This means that you have two years from the date of your injury to file a claim in court. Waiting too long can mean that you lose the right to pursue compensation from the opposing driver’s insurance company.
Absent Opposing Drivers
The Texas Department of Insurance lists a variety of insurance policies and coverages available to consumers. Though liability insurance is legally required for a person to drive a vehicle, some people may break the law and drive without insurance or flee the scene of an accident before you get their information. Fortunately, unless you are opt-out in writing, your insurance company must include Uninsured/Underinsured Motorist coverage (UM/UIM) in your policy for just such circumstances. You may be able to recover from your own policy in these situations.
There is a long list of possible damages for which you may be able to recover compensation. This includes economic damages like medical bills and car repairs as well as non-economic harms like effects on your mental health or loss of companionship with a spouse. Additionally, it is possible that you can recover extra “exemplary damages” if your accident was caused by egregious behavior on the part of the at-fault driver. Our insurance claims attorneys can help you navigate these possibilities to get the best compensation package possible.
Get a FREE Consultation Today
Dallas Car Accident Lawyers provides our clients with FREE initial consultations and we do not collect a fee unless we win you the compensation you need. Schedule your appointment today by calling (469) 998-4069 or by filling out the form on our contact page.