Garland Uber and Lyft Accident Lawyer
Need a ride to the airport or a ride home from a New Year’s Eve Party? Uber and Lyft rideshare companies make it easy to line up a ride from Point A to Point B, any time of day or night. A few taps on your smartphone app, and a driver appears. Frequently cheaper than a taxi service, rideshare companies have more drivers on the road in Garland and the Dallas-Fort Worth area than ever before. But what happens if there’s an accident?
If you’ve been injured in an accident involving an Uber or Lyft rideshare driver, you would be well served to consult our Garland Uber and Lyft accident lawyers. Our accident injury law firm has experience in this relatively new area of accident injury law, and can help you navigate your way to an insurance settlement.
Filing an insurance claim or getting an insurance settlement after an accident with an Uber or Lyft driver is more complicated than with other auto accidents. That’s because there are two insurance companies involved. The driver’s personal auto insurance company, and the insurance company representing the rideshare company. Our Uber and Lyft accident lawyers handle all of the phone calls, paperwork and investigating needed to help ensure you get compensated for:
- Your medical bills
- Damage to your car
- Lost wages while you recover from your injuries
- And more
Whether you were a passenger in a rideshare vehicle and you were injured, or you were driving and a rideshare vehicle hit you, our Graland Uber and Lyft accident lawyers can help.
Texas Rideshare Law
In 2017, state lawmakers passed a rideshare law that specifically deals with rideshare companies and auto insurance. Uber and Lyft are Transportation Network Companies (TNCs) under the law, and the drivers are legally referred to as Transportation Network Drivers. The rideshare law lays out what sort of auto liability insurance both the rideshare driver and the TNC need to carry, and which coverage comes into play in an accident.
The Rideshare Driver
Under the law, the rideshare driver must have proof of registration for their vehicle and carry at least the minimum liability insurance for every vehicle they use in their rideshare gig. For most rideshare drivers, this is only one vehicle. In Texas, the minimum liability auto insurance is known as 30/60/25. Here’s what those numbers mean:
- $30,000 minimum for each person injured in the accident
- Up to a total of $60,000 per accident
- $25,000 to pay for property damage per accident
A rideshare driver’s personal auto insurance policy comes into play if they are in an accident while the rideshare app is not on.
If the rideshare app is on, the TNC liability insurance kicks in. If the rideshare driver is in an accident with a passenger in the vehicle, or when they are between rides but the app is on, the TNC liability insurance is in place. The rideshare company liability insurance covers both injury and property damage to the rideshare passenger (if any) and injuries and damage suffered by the driver and passengers in another vehicle.
Under the Texas rideshare law, the TNC auto liability insurance is 50/100/20 when the app is on but the driver doesn’t have a passenger. These numbers mean:
- $50,000 for injury or death for each person involved in an accident
- Up to a total of $100,000 for injury or death of a person in an accident
- $25,000 for property damage in each accident
The TNC liability insurance requirements increase substantially when their rideshare drivers are in an accident while they have one or more passengers in the vehicle. It goes up to a total combined limit of $1 million for death, injury, and property damage for each accident.
What Our Garland Uber and Lyft Accident Lawyers Can Do For You
Our Garland Uber and Lyft rideshare accident lawyers can get the rideshare driver’s cell phone records, and we can get TNC records that show exactly when the driver logged on or logged off of the app during the 12 hours before an accident and the 12 hours after an accident. The TNC is required to assist us in gathering that information.
- Interview the rideshare driver
- Interview any witnesses
- Review the police report for inconsistencies or missing information
- File claims with the appropriate insurance company
- Represent your interests during the claims process or settlement negotiation
- And more
Our firm has a reputation for taking on the insurance companies and winning. Having one of our Garland Uber and Lyft accident lawyers helping you in your personal injury case puts you on an even footing with the rideshare driver and the rideshare companies. They will both certainly have lawyers working for them to deny your claim or reduce the amount they have to pay. In most cases, we are able to negotiate a settlement, but we are always prepared to take your case to court.
We will fight to get you get the compensation you need to cover your medical bills, property damage and lost wages. And, in the tragic event that a loved one died in the accident, we can help you file a wrongful death claim.
Our Garland Uber and Lyft Accident Lawyers Can Help if You’ve Been Hurt
Our Garland Uber and Lyft accident lawyers help put you on an even footing with the insurance companies. If you’ve been injured in an accident with an Uber or Lyft driver, we can help sort through your options to get the compensation you deserve. Your initial consultation is FREE, with no obligation to you. Call our Garland accident injury law firm at 469-998-4069 today to set up a free case evaluation. You can also use our contact form and we’ll get back to you quickly.