Plano Uber & Lyft Rideshare Accident Lawyers
Rideshare companies like Uber and Lyft are becoming more and more popular in the Dallas area, including here in Plano. Don’t want to pay for long-term parking at DFW? Need a ride home after the Plano Balloon Festival? Call Uber or Lyft. But the more of these rideshare vehicles there are on the road, the more likely they are to be involved in accidents. If you’ve been injured in an accident with a rideshare company vehicle, or you were injured as a passenger, you need to seek legal advice from our Plano Uber & Lyft rideshare accident lawyers.
It’s still a relatively new area of personal injury law, but at our Plano accident injury law firm, we have several lawyers who know all the ins and outs of rideshare accidents, and which insurance company(ies) to go after. Unlike your typical accident where you file a claim with the other driver’s insurance company, in an accident with a rideshare vehicle, there are two insurance companies involved — the driver’s insurance company and the Uber or Lyft insurance company.
Texas Has a Rideshare Law
State lawmakers knew it was time to act, and in 2017, they passed a rideshare law that details what sort of insurance the so-called Transportation Network Companies (TNC) and their drivers need to carry. It also spells out whose insurance coverage kicks in under various circumstances. This new law protects everyone involved.
The Rideshare Driver’s Insurance
The Uber or Lyft driver has to have proof of registration for their vehicle and maintain the minimum liability insurance for every vehicle they use in their rideshare gig. The minimum liability insurance for drivers in Texas is referred to as 30/60/25. That breaks down to coverage that includes:
- $30,000 for each person injured in the accident
- Up to a total of $60,000 per accident
- And includes $25,000 in property damage coverage per accident
If a rideshare driver is in an accident but the rideshare app is not on, their insurance covers them.
The TNC’s Insurance
If the rideshare app is on, the TNC liability insurance comes into play, even if the only person in the car is the rideshare driver. So if the rideshare driver is in an accident with a passenger in the vehicle, or when they are between rides, the TNC liability insurance is in place. It covers injury and property damage to the rideshare passenger (if any) and injuries and damage suffered by the driver and passengers in another vehicle. Under the new law, the TNC liability insurance is 50/100/20 when the app is on and they don’t have a passenger. it includes:
- $50,000 for injury or death for each person involved in an accident
- Up to a limit of $100,000 for injury or death of a person in an accident
- $25,000 for property damage in each accident
The TNC liability insurance coverage goes up quite a bit when their rideshare drivers have one or more passengers in the vehicle. It goes up to a total combined limit of $1 million for death, injury, and property damage for each accident.
Let the Finger Pointing Begin
If one of their drivers is involved in an accident, the rideshare company and their insurance companies may try to say you are responsible for the accident, and failing that, will maintain the driver is solely responsible. They will say the driver is an independent contractor, and not actually an employee. The finger pointing is enough to make your head spin.
If you’ve been injured in an accident with a rideshare company, insurance claims can get complicated. That’s why consulting with one of our Plano Uber & Lyft rideshare accident lawyers would be a really good idea. We have handled these types of injury cases for numerous clients.
What Our Uber & Lyft Rideshare Accident Lawyers Can Do
Our Uber & Lyft rideshare accident lawyers can get the rideshare driver’s cell phone records, and we know how to determine if the rideshare app was on or off when the accident happened. We can interview the driver and any witnesses to the accident. We dig deep to get the information the police report leaves out. We have a reputation for taking on insurance companies and winning generous settlements for our clients. It’s what we do, day in and day out.
The driver’s insurance company, and the insurance companies for Uber and Lyft all handle thousands auto accident claims every day. Their insurance adjusters and lawyers get paid to deny your claim, or pay you as little as possible. Our team works hard to ensure you get the best settlement possible — in some instances, that means taking your claim to court. We will fight to ensure you get the compensation you need to cover your medical bills, property damage and lost wages. And, in the tragic event that someone died in the accident, we can help you file a wrongful death claim.
Contact one of our Plano Uber & Lyft Rideshare Accident Lawyers Today
If you’ve been injured in a rideshare accident, either as a passenger or while driving your own vehicle, you need to speak with Plano Uber & Lyft rideshare accident lawyers with experience in these types of accidents. At your FREE consultation, we will ask you a number of questions regarding the accident and what your injuries are. After we gather this information, our Plano Uber & Lyft rideshare accident lawyers will offer lay out your legal options. Call us at 214-305-8277, or fill out our contact form on the right, and we’ll be in touch shortly.