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What Happens if the At-Fault Party Doesn’t Have Insurance?

What happens if the driver who caused your motorcycle accident doesn’t have insurance? You may worry that you’ll be unable to get compensation for your losses. You could be able to get compensation through:

  • Your insurance policy
  • A lawsuit against the other driver

Let’s review the steps you can take to get compensation after an accident with an uninsured driver in Dallas in this article.

Find Out Whether You Carry Uninsured/Underinsured Motorist Insurance

Insurance companies in Texas offer uninsured/underinsured motorist insurance policies. You are not required to carry these policies. You must voluntarily purchase a policy. Your standard motorcycle insurance does not include this policy

You may receive compensation for your damages from your own insurance company. This compensation may be available if you have an uninsured/underinsured motorist insurance policy. This may allow you to get compensation to cover your:

  • Current and future medical expenses
  • Lost wages at work or lost earning potential
  • Motorcycle repair costs

A lawyer could help you file a claim with your insurance company. Your insurance company may dispute the amount of compensation you receive after a collision with an uninsured motorist. A lawyer can stand up for you. Your lawyer may be able to get you damage compensation to cover your losses.

Consider Filing a Lawsuit Against the Driver Who Struck You in Dallas

You may be able to legally file a lawsuit if you were struck by an uninsured driver while operating your motorcycle. Before you file a lawsuit, consider whether or not the driver has the funds to compensate you.

Some drivers in Dallas do not carry insurance because they cannot pay for the premiums. What happens if you sue a driver who does not have the funds available to cover your losses? It may not help you get compensation. In fact, you may then be left with high court fees, even if you win your case in court.

However, in some situations it could be in your best interest to seek compensation through a lawsuit. Discuss the specifics of your case with a Dallas motorcycle accident lawyer to determine how you should proceed after you are struck by a driver without insurance. Call us today at (214) 305-8277.

Note that the other driver may face additional legal issues after your collision. Driving without insurance is a violation of Sec. 601.071 of the Texas Transportation Code.

Determine Liability After a Collision with an Uninsured Driver

You should be aware that you may only get compensation after a motorcycle accident in Dallas if the other driver was more than 50% at fault for the collision. It may not matter that the other driver was not carrying insurance if they did not cause your accident.

Drivers in Dallas are often at-fault for motorcycle accidents. A driver may strike you if they are not paying attention because they are distracted by:

  • A mobile device like a cellphone
  • Other passengers in their vehicle
  • Eating or drinking

Many drivers simply look past motorcycles without noticing their presence. This may cause a driver to cut over into your lane or rear-end you. Some drivers turn directly into motorcyclists because they are not paying attention to the road.

A Dallas motorcycle accident lawyer may be able to investigate your case to determine the causes of your accident. A lawyer may help even if you are partially responsible for the collision. Texas’s comparative fault laws still allow you to get compensation in this situation.

Start Getting Help Right Away After a Motorcycle Accident

Regardless of the insurance carried by the driver who struck you in Dallas, there are some steps you should take right away. Make sure that you notify law enforcement regarding your accident, especially if the other driver is uninsured.

You should also take pictures of the scene of the accident, your injuries, and the damage to your motorcycle. Get contact information from anyone who saw your collision. Make sure you get medical treatment for your injuries and reach out to a lawyer. Your lawyer may be able to advise you about the best steps to take after a motorcycle accident with a driver who doesn’t have insurance.

Find Out What Happens if the At-Fault Party Doesn’t Have Insurance

You have options to get compensation if the at-fault driver doesn’t have insurance in a motorcycle accident. Find out how to get damages in this situation with a Dallas car accident lawyer. You may get answers to your legal questions now. Just fill out our online contact form or call (214) 305-8277.

Allow us to assess your needs now with a free consultation.

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