Elephant Car Accident Claims Injury Lawyer In Dallas
Elephant car insurance is a relatively common provider of insurance in Texas. This means that, if you were to get into a car accident, you may need to deal with an Elephant insurance claims agent in order to secure the compensation package that your injuries demand. Unfortunately, insurance agents are not on your side, regardless of how helpful they seem. Instead, their goal is simply to decrease the amount of money paid to you as much as possible. It is important to remember that the insurance agent’s interests and your interests are not aligned.
Instead of attempting to navigate the tortuous insurance claims process on your own, especially after suffering a significant injury that may involve challenging rehabilitation activities, it is best to consult with a skilled Elephant car accident claims injury lawyer. At Dallas Car Accident Lawyers, our attorneys can handle negotiations, arbitration, mediation, collection of evidence, and even litigation if a suitable settlement cannot be obtained. We are on your side and ready to help you and your family get the compensation you deserve.
Texas law requires several kinds of insurance coverages to be, at the bare minimum, offered by insurance companies. For starters, most people know that liability insurance is a requirement in order to drive a vehicle legally. It is this liability coverage that is designed to pay for the injuries of people harmed in an accident caused by the insured person. In your injury claim, you most likely will pursue damages from this type of coverage.
When the Other Driver Has No Insurance
In some cases, people decide to break the law and drive without liability insurance. While they may view this as a victimless crime, the reality is that anyone harmed in an accident caused by a person without liability coverage may have a difficult time obtaining compensation for their various damages. Fortunately, there are options for those injured victims.
One option is called Uninsured/Underinsured Motorist Coverage (UM/UIM). As explained by the Texas Department of Insurance, this coverage must be offered to you when you sign up for an insurance policy. It is automatically included in your policy unless you reject this coverage in writing. If the other driver in your accident fled the scene or drove without liability coverage, you may be able to receive compensation from your own Elephant car insurance policy through this type of coverage.
Another option is known as Personal Injury Protection, or PIP. Similarly to UM/UIM coverage, PIP must be offered to you when you obtain an insurance policy and you can reject it in writing if you decide against the coverage. PIP pays for medical bills for you and your passengers as well as some other forms of damage, such as lost wages. This and UM/UIM are stop-gap measures to ensure that injured people harmed by a person illegally driving without liability insurance is not left empty handed.
Kinds of Damages in My Claim
Your injury can have far-reaching effects on your body and life, all of which should be compensated by the person at fault for your accident. With help from an experienced Elephant car accident injury claims lawyer in Dallas, you can make a full and complete list of the harms you suffer, maximizing the value of your claim. Usually, all of your damages can be grouped into two categories.
This kind of harm comes with clear and objective monetary values. Usually, this involves a receipt, bill, or other “paper trail” of some kind. Examples of economic damages include your medical bills, lost wages, lost ability to earn similar wages in the future due to your injury, the cost of repairing damages property, and more. In Texas, you are limited to recovering the exact value of these damages as paid by or charged to you, per Texas Civil Practice and Remedies Code §41.0105.
On the other hand, non-economic damages are more subjective and do not have financial values already conveniently attached to them. This can cause much debate between the insurance agent and your attorney, often requiring the testimony of expert witnesses to attest to fair values. Examples of non-economic damages include your physical pain, mental suffering, loss of enjoyment in life, loss of consortium with a spouse, and similar ills. The reason for the intense negotiation is that Texas does not place a limit on the amount you may receive for these kinds of harm.
I Can Work Toward Compensation Today
Following your car wreck, the best idea is to get help from a knowledgeable and compassionate attorney who has worked on Elephant car accident claims cases before. At Dallas Car Accident Lawyers, our attorneys have years of experience and understand the tribulations of injured people. We do not collect a fee until after we win you the compensation you deserve, and we offer a FREE consultation to discuss the details of your claim and ensure that we can help you.
To schedule your consultation today, fill out the form on our contact page or call us at (214) 305-8277.
Frequently Asked Questions
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